13 Disability

13 Disability. Means (i) Palmer's inability to engage in any substantial gainful activity by reason of any medically determinable physical or mental impairment which can be expected to result in death or can be expected to last for a continuous period of not less than twelve (12) months, or (ii) Palmer's receipt of income replacement benefits for a period of not less than three (3) months under an accident and health plan covering employees of the Company, by reason of any medically determinable physical or... mental impairment which can be expected to result in death or can be expected to last for a continuous period of not less than twelve (12) months View More