List & Stack Report

List & Stack Report. A consumer report composed by providing the information contained in the separate credit reports from two or more of the three national consumer reporting agencies into a single report, commonly known as either (i) a dual bureau or 2-in1 report or (ii) a tri-bureau or 3-in-1 report; provided, however, that the information from each consumer reporting agency cannot be reformatted, commingled or translated so that the source is no longer distinct. All information on a List & Stack Report must be... designate sources of the information. View More