Receivable File. "Receivable File" means:
(a) with respect to a Contract for the purchase (including, for greater certainty, a person-to-person purchase) of a Vehicle by the related Obligor, collectively, the following documents or instruments:
1. the original fully executed Contract (including, without limitation, each PowerCheck® and Note and Security Agreement) together with all amendments and modifications thereto;
2. a true and complete copy of (i) the credit application of the related Obligor (which
... may be a hard copy or in an electronic medium that may be accessed by the Servicer) and (ii) the bill of sale with respect to Obligors that have a FICO score under 700;
3. if there is a co-signer/co-obligor on the Contract, a true and complete copy of the duly executed notice to co-signer/co- obligor delivered to the co-signer/co-obligor as required by law, which notice is set forth in the related Note and Security Agreement;
4. original fully executed promissory notes and true and complete copies of all letters of credit, agreements, documents and instruments relating to, evidencing, securing or guarantying the loan to the related Obligor;
5. within 240 days after the related Transfer Date of such Contract, the original Certificate of Title (which may be a hard copy or, if authorized by applicable law, in an electronic medium that may be accessed by the Servicer) for the related Financed Vehicle, indicating the Seller, the Borrower or the Secured Party as the sole lienholder or legal owner thereof; and
6. any and all other documents (including, without limitation, all documents required to be provided by Obligors under the PowerCheck® used in connection with person-to-person purchase transactions) that the Seller shall keep on file, in accordance with its customary procedures, relating to the Sold Assets (including, without limitation, the Receivable and the related Financed Vehicle) or the related Obligor;
(b) with respect to a Contract for the refinance or lease-buy-out of a Vehicle by the related Obligor:
1. the original fully executed Contract (including, without limitation, each PowerCheck® and Note and Security Agreement or other form of Contract, if applicable) together with all amendments and modifications thereto;
2. a true and complete copy of (i) the credit application of the related Obligor (which may be a hard copy or in an electronic medium that may be accessed by the Servicer) and (ii) the bill of sale with respect to Obligors that have a FICO score under 700;
3. if there is a co-signer/co-obligor on the Contract, a true and complete copy of the duly executed notice to co-signer/co- obligor delivered to the co-signer/co-obligor as required by law, which notice is set forth in the related Note and Security Agreement;
4. original fully executed promissory notes and true and complete copies of all letters of credit, agreements, documents and instruments relating to, evidencing, securing or guarantying the loan to the related Obligor;
5. within 240 days after the related Transfer Date of such Contract, the original Certificate of Title (which may be a hard copy or, if authorized by applicable law, in an electronic medium that may be accessed by the Servicer) for the related Financed Vehicle, indicating the Seller, the Borrower or the Secured Party as the sole lienholder or legal owner thereof; and 6. any and all other documents that the Seller shall keep on file, in accordance with its customary procedures, relating to the Receivable, the related Obligor or the related Financed Vehicle, including, without limitation, any record, in a format acceptable to the Secured Party (e.g., compact disc), of each draft executed by a prior lender/lienholder setting forth the acknowledgment by such lender/lienholder of the release of its lien.
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