Uninsured Risk

Uninsured Risk. Any risk expressly specified in the Insured Risks definition that: (a) is not insured against because, at the time the insurance is taken out or renewed, insurance is not generally available in the UK market on normal commercial terms; or (b) is not, at the date of the damage or destruction, insured or fully insured against by reason of a limitation or exclusion imposed by the insurers but will not include loss or damage (or the risk of it) caused by reason of the Tenant's act or failure to act